Sitemap - 2024 - Fintech Wrap Up

AI stack powered by multiagent systems in banking; Releasing capital trapped in payment systems; IBAN-name check process from the customer's perspective;

Deep Dive: Visa’s Product Ecosystem and Strategy

Mastercard Merchant Presented QR; Why Traditional Banks Fail at Building Digital Banks; The different ways of setting up and managing a PayFac system;

Deep Dive: Embedded Payments Pricing Guide for Vertical SaaS Companies

Stripe: Adding payments to your LLM agentic workflows; Stablecoin payments heat up in 2024; Status of Open Banking and Open Finance in Regulation-led Jurisdictions;

Deep Dive: How do retailers tackle the complexity of payments?

Open finance and the future of the payments industry; Cross-border payments: Money transmitters vs Payment aggregation; Breaking it down: key pain points in client onboarding;

The NextGen Xtensible Core Banking; Multi-rail strategy in payments; Embedded Finance Pricing Guide for Vertical SaaS Platforms;

Open Banking on AWS; Metrics for banks to measure engineering team performance; The paths to multi-product for payment companies;

The EU’s open finance regulatory framework; The use cases for Super-Apps across industries; How SaaS platforms can unlock the Embedded Finance opportunity;

Verification Of Payee rulebook digest: what to pay attention to; Building a Customer-Centric Approach for Instant Payment Success; Pricing Market Landscape - Interesting Opportunities;

Born Multi-Product; Wells Fargo’s strategy map; How to get started with BaaS - Five key things to look for in a BaaS provider;

Fintech isn’t dead. AI is driving a new beginning; What is SEPA Instant Credit Transfer?; Typical business model of superapps;

Convergence of Identity and Payment; Why become a SEPA participant; A guide to types of payment methods;

The Evolution of Banking-as-a-Service (BaaS) Business Models; Open Banking Open API Specs; Vertical SaaS: Now with AI Inside;

From embedded to orchestrated finance; Traditional banking vs. platform banking; What’s behind Stripe International’s $1bn losses?;

Introduction to banking-as-a-service (BaaS) for software platforms; Open Finance use cases; Understanding interchange fees and their merchant impact;

Digital wallets go beyond payments and now offer a suite of services; Kraken’s business model; Key technology components of a superapp platform;

The case for becoming a bank; Klarna’s business model; Accelerating cross-border payments: The dawn of a new era;

Deep Dive: The Great Bank Unbundling; Stablecoins can have bank runs; Embedded finance enabling platform business models;

Stripe’s payments APIs: The first 10 years; Buy Now Pay Later vs Save Now Buy Later; Nu Bank Second Quarter 2024 Financial Results;

Payment interoperability in Asia Pacific; Becoming a SEPA indirect participant; Achieving Banking-as-a-Service compliance: Practical considerations;

Platform Banking: Near-Term and Long-Term Architecture; The Impact of Technology on New Business Models in Banking; PayPal Reports Second Quarter 2024 Results;

Technical Architecture (Logical View) for Open Banking; Drivers of growth in embedded payouts; Blockchain-Based Identity Management Architecture and Protocols;

Global A2A/real-time payments developments – from adoption to trends; Visa’s Q2 2024 results; The key components of building a card program;

C2B pay-by-bank (PBB) transaction flow; How do neobanks compare in 2024?; Australian Open Banking Ecosystem;

Instant payment market deep dive: Brazil; The evolution of payment stack architecture; West Africa: Mobile money’s new powerhouse;

Deep Dive: The Rise of Spend Management Fintechs in the EU and UK

The card payments ecosystem and the 4-party model; Generative AI in Accounting: Jobs To Be Done (JTBD); How B2B payment processing works;

The list of the most popular pricing models for B2B fintechs; The neobank capital cycle; How to develop an API strategy for Open Banking (2024)

Case study: What is bank transaction categorization?; Emerging Embedded Finance products: ERPs and payroll software workflows; Mastercard’s vision for Multi-Token Network;

Spend management stack; Three customer segments to stay relevant in the competitive fintech landscape; The potential of AI in banking and payments;

Deep Dive: What To Expect From Fintech Ad Networks

Emerging open-banking propositions; How to solve declines and increase payment authorization rates - Part 1; How to implement a marketplace?;

Finternet: Unified ledgers (Part 2); Acquirer tokens vs. network tokens: What’s the difference?; How Latin Americans Pay for Things;

The benefits of tokenization in payments; Is BNPL the solution to affordable credit?; Timeliness of the US Open Banking Ecosystem;

Coreless & BNPL-as-a-Service; Prime time for real-time global payments; Contactless Card Limits in Every Country in 2024;

Real-Time payments market landscape; What are tokens and how do they work in payments?; Stylised Models in the cross-border payments market;

A data-driven look at fintech adoption in vertical software; What types of tokens are there?; European mobile payments landscape;

Finance in Transition – From Embedded to Contextual; Incorporating Network Tokenization –digital channel use cases; How can we transform the vision for the Finternet into reality? - Part 1;

Open Finance Tech Stack; How embedded finance drives new revenue; How can Open Banking be used for credit business?;

Account-to-Account (A2) Payments; Network Tokenization for Merchants; Navigating the Future of Fintech in Asia;

FY 2023 revenue growth for payment processors; Fintech in Africa; What are the main applications of AI for payments companies?;

Beyond the hype: what is banking-as-service (BaaS) and embedded finance in retail?; Getting started with Payment Orchestration; European neobanks are back;

Digital’s continuing rise in remittances; How generative AI can be put to work in banking; Discrepancy in front- and back-oﬃce of banks in the implementation of AI solutions;

Corporate payments: Identifying key pain points for corporates and banks; The Evolution of Digital Identity; AI is the most relevant topic for fintech in the next five years;

Monzo raises $430 million in Alphabet-led round to relaunch in the U.S.; Financial APIs & Payroll data connectivity for SMBs; Payfac-as-a-Service;

Deep Dive: Embedded Finance - Where Everyday Experiences Meet Financial Solutions

Why A2A won’t catch on in retail; Open Banking and Open Finance regulations as at Q1 2024; Google is sunsetting the Google Pay app in the US later this year;

Apple vs. Banks: The Digital-Wallet War; The growing momentum of account-to-account (A2A) payments; Cash App takes on Apple with a 4.5% APY for savings accounts;

Closed-loop payment ecosystem; Three ways to lower your payment processing fees; Adyen’s shares soar 21% as European payments giant posts profit beat;

Dark software: a new model for SaaS and fintech; Income statement: Visa, Mastercard, and American Express; Why the interest in Payfacs?;

Brex cuts workforce by 20% in profitability push; What it means to be a PayFac; How to approach digital wallet selection and implementation;

Open Banking & Embedded Finance – Two sides of the same coin; Which technologies are shaping the future of fintech?; So what has the winning strategy for fintechs been over the last decade?;

Bitcoin ETF trades top $4.6 billion in ‘Ground-Breaking’ day; It was a tough year for almost every bank not named JPMorgan; 2024 prediction: Shopify acquires Stripe;

Deal Dive: A Stripe secondary deal worth paying attention to; Visa vs Mastercard; 2023 Roundup – The State of Embedded Finance;

The worst year for banks since 2008; HSBC Takes on Revolut, Wise with new forex app for non-customers; Money is traveling digitally more than ever;