Reports: Defining Agentic Global Payments; The global expansion of stablecoins; China’s Central Bank Digital Currency 2.0

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The reports highlight major shifts across fintech, with AI governance, tokenisation, stablecoins, CBDCs and agentic payments moving from experimentation toward wider adoption. Banks are increasing AI use but still face governance and risk gaps, while tokenisation could streamline asset markets through automation and more efficient settlement. Stablecoins are gaining regulatory clarity and appear most valuable in markets with inefficient cross-border payment infrastructure, where they are likely to complement rather than replace fiat rails. Meanwhile, China’s e-CNY 2.0 demonstrates how CBDCs can integrate with commercial banks, and the rise of agentic payments points toward AI systems increasingly executing B2B transactions autonomously under controlled frameworks.

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Video of the Week

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Deep Dive of the Week

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Engineering the Agentic Control Orchestration in Banking

Banks often fail to derive meaningful value from AI because they tend to layer sophisticated automation on top of rigid, inefficient legacy workflows. While billions are spent on advanced tools, the actual impact remains minimal as these applications merely mask manual bottlenecks like compliance and security checks rather than resolving the underlying structural flaws. Consequently, achieving true operational progress depends on fundamentally redesigning core processes to integrate with AI, rather than simply deploying assistants to accelerate outdated habits.

To convert localized productivity into a scalable organizational resource, banking institutions must transition to governed agentic work. This shift requires a centralized control plane that decouples core business logic from individual model providers. This article details the technical implementation, system topology, and security parameters of an end-to-end agentic operating platform, utilizing Zafin AIOS as the architectural reference model.

Deep Dive: Engineering the Agentic Control Orchestration in Banking

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This week’s reports

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1️⃣Banking on trust: AI governance for growth, resilience and scale

2️⃣Tokenised Assets

3️⃣AI and Stablecoins’ Transformation of the Global B2B Payments Experience

4️⃣China’s Central Bank Digital Currency 2.0

5️⃣The global expansion of stablecoins

6️⃣Defining Agentic Global Payments

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Banking on trust: AI governance for growth, resilience and scale

Banks are accelerating AI initiatives, but governance is struggling to keep pace. Deloitte Access Economics’ latest research shows that stronger AI governance is linked to broader AI deployment and higher revenue growth, positioning governance as a growth enabler rather than a brake on innovation.

As adoption moves from experimentation to enterprise-wide deployment, banks are unlocking efficiency gains and new growth opportunities, while also facing increasing data, regulatory, cyber and reputational risks.

In this paper, Deloitte benchmarks AI governance maturity across Global and Domestic Systemically Important Banks (G-SIBs and D-SIBs), as well as other large banks, using Deloitte’s Trustworthy AI Governance Index. The index provides a snapshot of how global banks are progressing across key dimensions, including principles and policies, organisational structure, procedures and controls, people and skills, and monitoring, reporting and evaluation.

The findings suggest that while progress has been made, most banks still have significant room to strengthen their governance frameworks. The research also explores the link between AI governance and revenue outcomes and outlines practical steps for leading governance transformation.

Key takeaways