<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.fintechwrapup.com/p/how-ai-is-making-fraud-more-sophisticated</loc><news:news><news:publication><news:name>Fintech Wrap Up</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-18T08:01:01+00:00</news:publication_date><news:title>How AI is making fraud more sophisticated and how to stop it - Tamas Kadar (CEO, SEON)</news:title></news:news></url></urlset>